Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾104.8m | 58.4% | 72.7% |
| Motor Own Damage (Casco) | ₾26.2m | 14.6% | 62.3% |
| Property | ₾15.6m | 8.7% | 71.8% |
| Motor TPL | ₾7.1m | 3.9% | 62.5% |
| General TPL | ₾6.4m | 3.6% | 4.0% |
| Suretyships |
| ₾4.6m |
| 2.6% |
| -1.4% |
| Life | ₾4.0m | 2.3% | 32.8% |
| Travel | ₾3.6m | 2.0% | 23.0% |
| Cargo | ₾3.1m | 1.7% | 4.4% |
| Personal Accident | ₾1.9m | 1.1% | -8.1% |
| Misc. Financial Loss | ₾1.6m | 0.9% | -0.3% |
| Marine Hull | ₾280k | 0.2% | -1.1% |
| Railway | ₾33k | 0.0% | -1.0% |
| Aviation Hull | ₾3k | 0.0% | — |