Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾95.6m | 59.3% | 67.3% |
| Motor Own Damage (Casco) | ₾22.9m | 14.2% | 65.3% |
| Property | ₾13.5m | 8.3% | 39.2% |
| General TPL | ₾6.6m | 4.1% | 13.6% |
| Motor TPL | ₾6.3m | 3.9% | 59.6% |
| Suretyships |
| ₾3.9m |
| 2.4% |
| 103.1% |
| Travel | ₾3.7m | 2.3% | 23.3% |
| Life | ₾2.6m | 1.6% | 64.1% |
| Misc. Financial Loss | ₾2.1m | 1.3% | -1.6% |
| Cargo | ₾2.1m | 1.3% | 30.9% |
| Personal Accident | ₾1.6m | 1.0% | 19.7% |
| Marine Hull | ₾326k | 0.2% | -2.6% |
| Railway | ₾40k | 0.0% | 0.9% |