Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾82.2m | 60.7% | 79.4% |
| Motor Own Damage (Casco) | ₾20.6m | 15.2% | 68.0% |
| Property | ₾12.1m | 8.9% | 81.7% |
| General TPL | ₾5.7m | 4.2% | 2.2% |
| Motor TPL | ₾4.7m | 3.5% | 58.5% |
| Suretyships |
| ₾2.9m |
| 2.2% |
| 27.7% |
| Life | ₾2.1m | 1.5% | 123.7% |
| Travel | ₾1.9m | 1.4% | 10.1% |
| Cargo | ₾1.4m | 1.0% | 15.8% |
| Personal Accident | ₾1.2m | 0.9% | 6.8% |
| Marine Hull | ₾469k | 0.3% | 0.8% |
| Misc. Financial Loss | ₾164k | 0.1% | 1.5% |
| Railway | ₾37k | 0.0% | -4.8% |