Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾71.8m | 58.1% | 67.8% |
| Motor Own Damage (Casco) | ₾18.2m | 14.7% | 73.0% |
| Property | ₾15.5m | 12.5% | 86.2% |
| Motor TPL | ₾4.1m | 3.3% | 48.4% |
| General TPL | ₾4.1m | 3.3% | 19.4% |
| Life |
| ₾3.3m |
| 2.7% |
| 40.3% |
| Suretyships | ₾2.6m | 2.1% | 25.4% |
| Cargo | ₾1.3m | 1.1% | 37.0% |
| Personal Accident | ₾1.2m | 0.9% | 10.4% |
| Travel | ₾861k | 0.7% | 21.0% |
| Railway | ₾273k | 0.2% | 24.5% |
| Marine Hull | ₾266k | 0.2% | 1.9% |
| Misc. Financial Loss | ₾157k | 0.1% | 0.2% |
| Aviation Hull | ₾110k | 0.1% | 670540.9% |