Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾53.9m | 51.6% | 79.9% |
| Motor Own Damage (Casco) | ₾19.2m | 18.4% | 57.0% |
| Property | ₾12.7m | 12.2% | 65.4% |
| Motor TPL | ₾5.3m | 5.0% | 33.5% |
| General TPL | ₾3.7m | 3.5% | 6.5% |
| Life |
| ₾3.0m |
| 2.9% |
| 29.6% |
| Travel | ₾1.8m | 1.7% | 25.6% |
| Suretyships | ₾1.7m | 1.6% | -26.8% |
| Personal Accident | ₾1.4m | 1.3% | 9.6% |
| Cargo | ₾1.2m | 1.1% | 87.1% |
| Railway | ₾307k | 0.3% | 14.8% |
| Marine Hull | ₾165k | 0.2% | 0.1% |
| Misc. Financial Loss | ₾140k | 0.1% | 7.5% |
| Aviation Hull | ₾50k | 0.0% | — |