Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾62.0m | 59.7% | 83.4% |
| Property | ₾13.7m | 13.2% | 76.5% |
| Motor Own Damage (Casco) | ₾12.9m | 12.4% | 64.6% |
| Motor TPL | ₾4.0m | 3.8% | 43.4% |
| General TPL | ₾3.7m | 3.6% | 7.7% |
| Life |
| ₾2.2m |
| 2.1% |
| 35.9% |
| Travel | ₾1.6m | 1.6% | 28.9% |
| Suretyships | ₾1.4m | 1.3% | 45.3% |
| Cargo | ₾1.3m | 1.2% | 31.6% |
| Personal Accident | ₾515k | 0.5% | 6.7% |
| Railway | ₾292k | 0.3% | -1.3% |
| Marine Hull | ₾135k | 0.1% | -9.7% |
| Misc. Financial Loss | ₾133k | 0.1% | -27.9% |