Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾58.4m | 58.8% | 68.7% |
| Property | ₾15.5m | 15.6% | 66.8% |
| Motor Own Damage (Casco) | ₾14.8m | 14.9% | 66.6% |
| General TPL | ₾3.5m | 3.5% | 220.5% |
| Motor TPL | ₾1.9m | 1.9% | 93.2% |
| Suretyships |
| ₾1.3m |
| 1.3% |
| -14.7% |
| Travel | ₾1.3m | 1.3% | 23.1% |
| Cargo | ₾862k | 0.9% | 0.4% |
| Misc. Financial Loss | ₾776k | 0.8% | 3.7% |
| Personal Accident | ₾469k | 0.5% | 36.2% |
| Railway | ₾349k | 0.4% | 5.0% |
| Marine Hull | ₾208k | 0.2% | 6.7% |
| Aviation Hull | ₾26k | 0.0% | — |