Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾31.6m | 36.6% | 73.5% |
| Property | ₾16.1m | 18.7% | 29.6% |
| Motor Own Damage (Casco) | ₾15.5m | 17.9% | 69.4% |
| Life | ₾11.9m | 13.8% | 9.4% |
| General TPL | ₾5.1m | 5.9% | 53.0% |
| Motor TPL |
| ₾1.8m |
| 2.1% |
| 66.7% |
| Suretyships | ₾1.5m | 1.7% | 76.8% |
| Personal Accident | ₾806k | 0.9% | 13.1% |
| Cargo | ₾780k | 0.9% | 6.1% |
| Travel | ₾696k | 0.8% | 15.4% |
| Marine Hull | ₾233k | 0.3% | 12.9% |
| Railway | ₾166k | 0.2% | 5.0% |
| Aviation Hull | ₾97k | 0.1% | — |