Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Class | GWP | Share of book | Net loss ratio |
|---|---|---|---|
| Medical (Health) | ₾28.1m | 40.1% | 74.0% |
| Property | ₾11.0m | 15.7% | 53.1% |
| Life | ₾10.7m | 15.3% | 8.3% |
| Motor Own Damage (Casco) | ₾10.7m | 15.2% | 50.6% |
| General TPL | ₾4.0m | 5.7% | 28.4% |
| Motor TPL |
| ₾1.6m |
| 2.3% |
| 63.9% |
| Suretyships | ₾1.4m | 2.0% | 13.2% |
| Cargo | ₾878k | 1.3% | 11.0% |
| Personal Accident | ₾840k | 1.2% | 15.3% |
| Travel | ₾554k | 0.8% | 23.4% |
| Marine Hull | ₾198k | 0.3% | 1.2% |
| Aviation Hull | ₾125k | 0.2% | — |