Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Metric | GPI Holding | Aldagi | Imedi L | Wizer | IRAO | Market |
|---|---|---|---|---|---|---|
| GWP | ₾87.0m | ₾76.5m | ₾66.4m | ₾30.1m | ₾27.7m | ₾376.5m |
| Market share | 23.1% | 20.3% | 17.6% | 8.0% | 7.4% | 100.0% |
| GWP growth | +23.2% | +9.9% | +7.1% | +70.1% | -2.7% | +8.0% |
| Loss ratio | — | — | — | — | — | — |
| Expense ratio | — | — | — | — | — | — |
| Combined ratio | — | — | — | — | — | — |
| Retention | 76.8% | 73.3% | 100.0% | 100.0% | 74.0% | 79.5% |
| ROE | — | — | — | — | — | — |
| ROA | — | — | — | — | — | — |
| Net profit | — | — | — | — | — | — |