Sector overviews / Insurance
The regulator's book, in three views: the market, the players compared, and each player drilled down. GWP = gross written premium (financial / collected basis); underwriting ratios are on a net-earned-premium basis, so combined = loss + expense.
FY2015–FY2025 · insurance.gov.ge
| Metric | GPI Holding | Aldagi | Imedi L | Unison | IRAO | Market |
|---|---|---|---|---|---|---|
| GWP | ₾70.6m | ₾69.7m | ₾62.0m | ₾30.9m | ₾28.5m | ₾348.7m |
| Market share | 20.3% | 20.0% | 17.8% | 8.9% | 8.2% | 100.0% |
| GWP growth | — | — | — | — | — | — |
| Loss ratio | — | — | — | — | — | — |
| Expense ratio | — | — | — | — | — | — |
| Combined ratio | — | — | — | — | — | — |
| Retention | 76.2% | 69.2% | 100.0% | 38.4% | 69.7% | 76.4% |
| ROE | — | — | — | — | — | — |
| ROA | — | — | — | — | — | — |
| Net profit | — | — | — | — | — | — |