Compare — Georgia Financials

panel 2026-09-21Ask

FY 2018 · GEL thousands · companies ordered by revenueXLSX

Line item	MFO Continental City Cr…	MFO Invest Georgia	Microfinance Organizati…	Microfinance Organizati…	Kristal Credit
Net interest income	2,032	302	193	60	—
Net fee and commission income	-244	—	19	—	—
Net foreign currency gain / (loss)	-329	36	—	-9	—
Operating income	1,459	337	212	51	—
Operating expenses	-2,574	-951	-152	-144	—
Operating income before cost of risk	-1,115	-613	60	-93	—
Profit before income tax	-1,970	-613	-55	-85	—
Income tax expense	-1,028	-16	—	—	—
Profit	-2,998	-629	-55	-85	—
Net profit margin	-205.5%	-186.5%	-26.0%	-165.7%	—
Total Revenue	—	—	—	—	0
Total COGS	—	—	—	—	0
Gross Profit	—	—	—	—	0
Gross Margin	—	—	—	—	0.0%
Total Operating Expenses	—	—	—	—	90
EBITDA	—	—	—	—	90
EBITDA Margin	—	—	—	—	0.0%
Total D&A	—	—	—	—	-34
EBIT / Operating Income	—	—	—	—	56
Total Interest Income	—	—	—	—	411
Total Interest Expense	—	—	—	—	-101
Total Other Income	—	—	—	—	55
Profit Before Tax	—	—	—	—	421
Total Income Tax	—	—	—	—	-3
Net Profit / (Loss)	—	—	—	—	-105
Net Margin	—	—	—	—	0.0%

4 financial-sector filers in this set (MFO Continental City Cr…, MFO Invest Georgia, Microfinance Organizati…, Microfinance Organizati…) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2018	Percentile	Sector n
MFO Continental City Cr…	Non-bank Credit (MFO/Leasing)	—	no FY data	25
Microfinance Organizati…	Non-bank Credit (MFO/Leasing)	—	no FY data	25
Microfinance Organizati…	Non-bank Credit (MFO/Leasing)	—	no FY data	25
Kristal Credit	Non-bank Credit (MFO/Leasing)	—	no FY data	25
MFO Invest Georgia	Non-bank Credit (MFO/Leasing)	—	no FY data	25

Percentile is within each company's own sector across the whole FY2018 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.