5 companies · GEL, thousands · columns ordered by revenue
GEL, thousands · money Σ · ratios from summed bases · growth on the pooled series
| Metric | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 40,433 | 33,749 | 30,273 | 27,984 | 33,435 | 29,144 | 31,373 | 25,455 |
| EBITDA | 16,825 | -115 | -6,350 | -1,837 | 343 | -1,159 | 1,149 | -1,941 |
| Net profit | 16,516 | 4,860 | -9,961 | -8,516 | 15,129 | 10,337 | 12,517 | 4,076 |
| Total assets | 185,588 | 193,290 | 189,342 | 198,316 | 238,514 | 237,602 | 230,719 | 200,383 |
| n (companies reporting) | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 4 |
GEL, thousands
| Company | FY 2017 | FY 2018 | FY 2019 | FY 2020 | FY 2021 | FY 2022 | FY 2023 | FY 2024 |
|---|---|---|---|---|---|---|---|---|
| Lazika Capital MFO | 6,577 | 7,847 | 7,734 | 6,638 | 8,489 | 8,301 | 10,104 | 9,912 |
| MFO Smart Finance | -97 | 3,867 | 4,580 | 4,549 | 6,903 | 9,467 | 8,755 | 9,364 |
| MFO Family Credit | 701 | 259 | 2,560 | 2,441 | 3,354 | 4,256 | 4,691 | 6,179 |
| Microfinance Organizati… | 3,437 | 7,823 | 8,886 | 8,296 | 7,416 | 7,120 | 7,823 | — |
| Euro Credit+ | 29,815 | 13,953 | 6,514 | 6,060 | 7,273 | 0 | 0 | 0 |
Rows are the raw pool — every peer, including any excluded from the sums above, so the de-duplication stays auditable. Tinted cells are the excluded company-years.
Peer coverage varies by year — FY2024 pool fewer than the 5 picked companies (see the n row). A year is never dropped because one peer is missing.
Pooled figures sum every peer in the set. Known parent/subsidiary groups that file separately are de-duplicated; groups not yet curated may still be counted more than once.
4 financial-sector filers in this set (Lazika Capital MFO, MFO Smart Finance, MFO Family Credit, Microfinance Organizati…) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.