Compare — Georgia Financials

panel 2026-09-21Ask

FY 2024 · GEL thousands · companies ordered by revenueXLSX

Line item	TBC Leasing	GTC Rent	GTC Kreniks	Dizi	Gio 2010
Net interest income	53,755	—	—	—	—
Net foreign currency gain / (loss)	2,389	—	—	—	—
Net other income	-2,590	—	—	—	—
Operating income	53,554	—	—	—	—
Operating expenses	-24,264	—	—	—	—
Operating income before cost of risk	29,290	—	—	—	—
Cost of risk	-6,236	—	—	—	—
Profit before income tax	23,054	—	—	—	—
Profit	23,054	—	—	—	—
Net profit margin	43.0%	—	—	—	—
Total Revenue	—	31,521	11,617	8,466	6,959
Total COGS	—	-1,238	-6,641	0	-73
Gross Profit	—	30,283	4,976	8,466	6,887
Gross Margin	—	96.1%	42.8%	100.0%	99.0%
Other Operating Income	—	639	—	5,245	—
Total Operating Expenses	—	-9,659	-2,100	-6,646	-2,760
EBITDA	—	21,263	2,876	7,066	4,126
EBITDA Margin	—	67.5%	24.8%	83.5%	59.3%
Total D&A	—	-11,767	-1,023	-152	-983
EBIT / Operating Income	—	9,496	1,853	6,914	3,143
Total Interest Income	—	1,461	2	58	—
Total Interest Expense	—	-5,431	-1,180	-2,372	-181
Total Other Income	—	385	-176	3,073	-30
Profit Before Tax	—	5,911	500	7,674	2,932
Total Income Tax	—	0	0	0	-128
Net Profit / (Loss)	—	5,911	500	7,674	2,804
Net Margin	—	18.8%	4.3%	90.6%	40.3%

1 financial-sector filer in this set (TBC Leasing) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2024	Percentile	Sector n
Dizi	Non-bank Credit (MFO/Leasing)	83.5%	97th pct	34
GTC Rent	Non-bank Credit (MFO/Leasing)	67.5%	88th pct	34
Gio 2010	Non-bank Credit (MFO/Leasing)	59.3%	79th pct	34
GTC Kreniks	Non-bank Credit (MFO/Leasing)	24.8%	41st pct	34
TBC Leasing	Non-bank Credit (MFO/Leasing)	—	no FY data	34

Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.