Compare — Georgia Financials

panel 2026-09-21Ask

FY 2024 · GEL thousands · companies ordered by revenueXLSX

Line item	TBC Bank	Nikora
Net interest income	1,590,992	—
Net fee and commission income	398,090	—
Net foreign currency gain / (loss)	367,784	—
Net other income	2,192	—
Operating income	2,359,058	—
Operating expenses	-763,705	—
Profit / (loss) from associates	574	—
Operating income before cost of risk	1,595,927	—
Cost of risk	-133,225	—
Profit before income tax	1,462,498	—
Income tax expense	-217,782	—
Profit	1,244,716	—
Net profit margin	52.8%	—
Total Revenue	—	1,451,046
Total COGS	—	-1,031,193
Gross Profit	—	419,853
Gross Margin	—	28.9%
Other Operating Income	—	1,484
Total Operating Expenses	—	-291,379
EBITDA	—	129,958
EBITDA Margin	—	9.0%
Total D&A	—	-62,436
EBIT / Operating Income	—	67,522
Total Interest Income	—	1,592
Total Interest Expense	—	-29,419
Total Other Income	—	-3,581
Profit Before Tax	—	36,114
Total Income Tax	—	-2,591
Net Profit / (Loss)	—	33,523
Net Margin	—	2.3%
Other Comprehensive Income	—	7,001
Total Comprehensive Income	—	40,524

1 financial-sector filer in this set (TBC Bank) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2024	Percentile	Sector n
Nikora	FMCG	9.0%	66th pct	543
TBC Bank	Banks	—	sector reports none	0

Percentile is within each company's own sector across the whole FY2024 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.