* Free cash flow = OCF − net investing outflow (the filings carry no standalone capex line).
Dividends declared (per SOCE filings): FY2021 15,025 · FY2022 15,001 · FY2023 15,724 — 3-yr total 45,750
Operates in Other. Per the activity note to the FY2024 annual report, the company provides insurance services including health, life and travel coverage. Spun off from existing insurance operations; serves as successor to ID 204919008.
| Line item | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|
| 74,785 | 94,645 | 90,067 | 111,466 | 122,932 | 0 | 0 | +13.2% | |
| Total COGS | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Gross Profit | 74,785 | 94,645 | 90,067 | 111,466 | 122,932 | 0 | 0 | +13.2% |
| Gross Margin | 100.0% | 100.0% | 100.0% | 100.0% | 100.0% | 0.0% | 0.0% | |
| 27,135 | 41,068 | 35,649 | 38,810 | 43,940 | 1,812 | 535 | -48.0% | |
| EBITDA | 47,650 | 53,577 | 54,418 | 72,656 | 78,992 | 1,812 | 535 | nmf |
| EBITDA Margin | 63.7% | 56.6% | 60.4% | 65.2% | 64.3% | 0.0% | 0.0% | |
| Total D&A | 1,025 | 4,547 | 5,250 | 5,178 | 5,603 | 0 | 0 | +52.9% |
| Impairment (non-financial) | 1,536 | 478 | 0 | 287 | 0 | 0 | 0 | -42.8% |
| EBIT / Operating Income | 45,089 | 48,552 | 49,168 | 67,191 | 73,389 | 1,812 | 535 | nmf |
| Total Interest Income | 3,241 | 6,923 | 5,312 | 4,715 | 6 | 9 | 107 | -43.4% |
| Total Interest Expense | 39 | 4,675 | 3,152 | 3,229 | 3 | 54 | 1,808 | +89.5% |
| 15,145 | 30,358 | 26,026 | 24,705 | 24,902 | 22,773 | 13,563 | -1.8% | |
| Total Other Expense | 24,640 | 22,439 | 33,453 | 40,550 | 38,020 | 0 | 0 | +11.5% |
| Profit Before Tax | 38,796 | 58,719 | 43,901 | 52,832 | 10,470 | 24,629 | 11,327 | -18.6% |
| Total Income Tax | 2,990 | 2,670 | 3,097 | 3,111 | 4,202 | 2,874 | 0 | -0.8% |
| Net Profit / (Loss) | 15,461 | 12,308 | 3,673 | 24,073 | 24,299 | 24,340 | 11,327 | -5.1% |
| Net Margin | 20.7% | 13.0% | 4.1% | 21.6% | 19.8% | 0.0% | 0.0% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
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