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Dividends declared (per SOCE filings): FY2022 0 · FY2023 0 · FY2024 0
Operates in Tech & IT — Payments & Fintech. Per the activity note to the FY2024 annual report, the company processes retail payments and clears payment settlements for Georgian banks. Founded 2008 by commercial banks; wholly controlled by bank shareholders.
| Line item | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | CAGR |
|---|---|---|---|---|---|---|---|---|---|
| Net fee and commission income | 526 | 527 | 531 | 560 | 964 | 1,230 | 1,603 | 1,943 | +20.5% |
| Operating income | 526 | 527 | 531 | 560 | 964 | 1,230 | 1,603 | 1,943 | +20.5% |
| 132 | 510 | 567 | 561 | 795 | 1,049 | 1,298 | 1,766 | +44.8% | |
| Operating income before cost of risk | 394 | 17 | 36 | 1 | 169 | 181 | 306 | 177 | -10.8% |
| Profit before income tax | 16 | 17 | 36 | 1 | 169 | 181 | 306 | 177 | +40.6% |
| Profit | 16 | 17 | 36 | 1 | 169 | 181 | 306 | 177 | +40.6% |
| Net profit margin | 3.1% | 3.3% | 6.8% | 0.1% | 17.6% | 14.7% | 19.1% | 9.1% |
Shareholders, directors and group links from the companyinfo.ge public register — as filed, so stakes need not sum to 100% where a holding is undisclosed.
Ownership & directors from companyinfo.ge (public corporate registry).
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