Compare — Georgia Financials

panel 2026-09-21Ask

FY 2018 · GEL thousands · companies ordered by revenueXLSX

Line item	Mikrosapinanso Organiza…	Prendli Painens Georgia	GA Capital Non-Bank Dep…	MFO Georgian Financial …	MFO Smart Invest
Net interest income	27,892	—	96	-15	5
Net foreign currency gain / (loss)	-1,752	—	-6	—	—
Operating income	26,140	—	103	80	74
Operating expenses	-18,238	—	-97	-74	-61
Operating income before cost of risk	7,902	—	6	6	13
Profit before income tax	-16,218	—	6	-252	39
Income tax expense	-2,759	—	—	1	-14
Profit	-18,977	—	6	-251	25
Net profit margin	-72.6%	—	5.9%	-313.8%	33.8%
Total Revenue	—	3,189	—	—	—
Total COGS	—	0	—	—	—
Gross Profit	—	3,189	—	—	—
Gross Margin	—	100.0%	—	—	—
Total Operating Expenses	—	-3,423	—	—	—
EBITDA	—	-234	—	—	—
EBITDA Margin	—	-7.3%	—	—	—
Total D&A	—	0	—	—	—
EBIT / Operating Income	—	-234	—	—	—
Total Interest Expense	—	-2,880	—	—	—
Total Other Income	—	2,304	—	—	—
Profit Before Tax	—	-810	—	—	—
Total Income Tax	—	0	—	—	—
Net Profit / (Loss)	—	-1,978	—	—	—
Net Margin	—	-62.0%	—	—	—
Net fee and commission income	—	—	13	95	69

4 financial-sector filers in this set (Mikrosapinanso Organiza…, GA Capital Non-Bank Dep…, MFO Georgian Financial …, MFO Smart Invest) report no EBITDA / EBIT / gross profit — banks and insurers structurally don't. Those metrics are blank for them and any pooled EBITDA figure understates this set.

This set mixes statement templates (bank, nonfin) — a line only some peers file shows blank for the rest, not zero.

Peer percentile within sector

Rank on

Company	Sector	EBITDA margin · FY 2018	Percentile	Sector n
Prendli Painens Georgia	Non-bank Credit (MFO/Leasing)	-7.3%	8th pct	25
MFO Georgian Financial …	Non-bank Credit (MFO/Leasing)	—	no FY data	25
MFO Smart Invest	Non-bank Credit (MFO/Leasing)	—	no FY data	25
GA Capital Non-Bank Dep…	Non-bank Credit (MFO/Leasing)	—	no FY data	25
Mikrosapinanso Organiza…	Non-bank Credit (MFO/Leasing)	—	no FY data	25

Percentile is within each company's own sector across the whole FY2018 cross-section (1st–100th; higher = larger value). Companies with no sector, or no filing for the year, are not ranked.